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S 4097 · 119th CongressEducation

State-Based Education Loan Awareness Act

Introduced Mar 16, 2026Last action Jul 30, 2026View on Congress.gov →

What This Bill Does

State-Based Education Loan Awareness Act This bill excludes certain arrangements or agreements regarding education loans from the definition of a preferred lender arrangement . A preferred lender arrangement is an arrangement or agreement between a lender and an institution of higher education (IHE) that receives federal funding or assistance (1) under which a lender issues education loans to students attending the IHE; and (2) that relates to the IHE recommending, promoting, or endorsing the education loan products of the lender. The bill provides that arrangements or agreements made under a state-based education loan program do not meet the definition of a preferred lender agreement for purposes of certain required disclosures to student borrowers.

Signals

Creates new law140 days active — stalled

Hidden provisions, earmarks, and misleading titles require reading the full bill text. Deeper analysis coming — for now, verify at Congress.gov.

Latest Action

Committee on Health, Education, Labor, and Pensions. Ordered to be reported with an amendment in the nature of a substitute favorably.

Tracked Candidates Involved

Showing only candidates tracked by PTP. View full sponsor list on Congress.gov.